HFM pays an annual interest rate of 2% to 3% on your free margin, credited monthly to your wallet, once you trade at least 5 lots of forex or metals CFDs in a month.
Researched and rated by the BrokerBonuses editorial team · Last verified 2026-06-04 · How we rate
Value rating breakdown
The catch
Earn the return by trading at least 5 standard lots per calendar month on forex/metals CFDs (closed trades held longer than three minutes) while keeping free margin (equity minus used margin minus any bonus) above $1,000.01. The return is computed daily as free margin x (annual rate / 100 / 365), summed and credited to the wallet monthly, then freely tradable or withdrawable with no further turnover requirement.
How to claim
- Open or log in to a myHF account with an eligible account type (Micro, Premium, Auto, Zero, Platinum, HFCopy, or Islamic).
- Go to the HFM website Promotions section and select Return on Free Margin.
- Read and accept the promotion Terms and Conditions, then click Join ROFM to opt in.
- Trade at least 5 lots per month on forex and metals CFDs (closed trades held longer than three minutes) and keep free margin above $1,000.01.
- The return is credited automatically to your wallet during the first week of the following month.
Return on Free Margin (ROFM) is a cashback-style promotion from HF Markets (SV) Ltd that pays interest on the spare cash sitting in your trading account. The rate is tiered by free margin and monthly trading volume: 2% per year on free margin between $1,000.01 and $25,000 when you trade 5 to 50 lots, rising to 2.5% above 50 lots, and 2.5% to 3% per year on free margin above $25,000. The return is credited to your wallet during the first week of the following month, where it can be traded or withdrawn freely. The catch is in how the offer is framed. HFM markets it as "2-3% daily," but the published Terms and Conditions state these figures are annual interest rates, so the real return is far smaller than the headline suggests. You also have to actively trade to qualify: a minimum of 5 lots per month on forex and metals CFDs, counting only closed trades that stayed open for more than three minutes. Months where you trade less than 5 lots earn nothing, and the cash itself is not paid as a bonus, only the interest on it. Eligibility covers Micro, Premium, Auto, Zero, Platinum, HFCopy, and Islamic (swap-free) accounts; PAMM accounts are excluded. You must be 18 or older, hold a myHF account, and opt in by accepting the terms and clicking Join ROFM. United States residents are not eligible, and the offer runs for an indefinite period until HFM chooses to end it.
Pros
- +Interest is paid on idle free margin you would otherwise earn nothing on
- +Credited to the wallet monthly and fully withdrawable with no extra turnover lock
- +Available on most account types including Islamic swap-free accounts
- +No minimum deposit to opt in
Cons
- −Headline 2-3% is annual, not daily as the title implies, so returns are modest
- −Requires at least 5 lots of forex/metals CFD trading every month to earn anything
- −Only closed trades held longer than three minutes count toward the lot requirement
- −Excludes PAMM accounts and US residents
- −Higher tiers need free margin above $25,000 and 50+ lots per month
Up to 0% (tiered) with HFM
Now you know the terms. Claim it on the broker's own site.
Sources & verification
We research every bonus from the broker's official pages and re-check it on a 60-day schedule.
Confirmed against official sources: type, Bonus amount, Account type, Turnover requirement, Time limit, status.
Broker regulation: FCA (license 801701), CySEC (license 183/12), DFSA (license F004885), FSCA (license 46632).
Last verified 2026-06-04. Next review within 60 days.