HFM Top-Up Deposit Bonus
by HFM
HFM credits a percentage bonus on deposits into a Top-Up Bonus account, with the rate and cap set per client in the myHF Client Area. Profits are withdrawable, but the bonus credit stays locked as trading margin.
Researched and rated by the BrokerBonuses editorial team · Last verified 2026-09-30 · How we rate
Risk warning: Trading carries a high risk of losing money, especially with leveraged products such as CFDs. A bonus does not reduce that risk. Only deposit what you can afford to lose.
Availability
Checking availability…All countries except those restricted
The catch
Bonus credit is non-withdrawable and usable only as trading margin. Profits from bonus-funded trading are withdrawable with no lot/volume turnover requirement. CAUTION: the broker may revoke the bonus if account equity falls to or below the bonus amount, so trading losses (not just withdrawals) can erase the credit and can contribute to a margin stop-out.
How to claim
- Open a live HFM Top-Up Bonus account (MT4 or MT5) and verify your phone number
- Make a deposit into the eligible account
- The bonus, at the percentage and cap shown in your Client Area, is credited automatically once the deposit clears
- Trade using the combined balance; withdraw profits while the bonus stays as non-withdrawable credit
Full review
The HFM Top-Up Bonus is a credit-style deposit match for clients of HF Markets (SV) Ltd. It adds extra trading credit to MT4 or MT5 Top-Up Bonus accounts on qualifying deposits; whether it covers only the first deposit or later ones too is set in the Client Area.
HFM's March 2026 terms do not publish a rate: the bonus percentage, the maximum total cap and the eligibility rules are shown per client in the Client Area (clauses 3.2 and 3.9), and HFM does not advertise the Top-Up Bonus on its public bonus page.
Third-party sites quote a standing 20% rate and regional campaigns of up to 100%, but none of these figures appears on an official HFM page. The catch is that the bonus money itself never converts to cash. It serves only as extra margin and as a buffer against losses, and it cannot be withdrawn under any circumstances (clauses 3.6 to 3.8).
Profits earned with that extra margin can be withdrawn, but any withdrawal shrinks the active bonus proportionally so the original bonus-to-deposit ratio stays intact. There is no lot-based turnover target that unlocks the bonus, however 60 consecutive days of account inactivity wipes out the remaining bonus credit.
Eligibility covers new and existing HFM clients with a verified phone number who hold a live Top-Up Bonus account, and the bonus is applied automatically when a deposit lands, with no promo code needed. DMA and ETF products cannot be traded on an account that carries the bonus (clauses 3.3 to 3.5).
The promotion is not available to European Union clients, and HFM's international site does not serve residents of the US, Canada, the UAE, Turkiye, Sudan, Syria, Iran or North Korea. Third-party sites also describe country-specific campaigns (for example 100% for Brazil and 50% for Mexico and Nigeria); HFM has not confirmed these on an official page, and it can change or cancel the bonus at its discretion.
Pros
- +Applied automatically when a qualifying deposit lands
- +Profits made with the bonus margin are withdrawable
- +Available to both new and existing clients
- +No lot-based turnover hurdle to release profits
Cons
- −Bonus credit can never be withdrawn as cash
- −Withdrawing funds cuts the bonus proportionally
- −Lost after 60 days of inactivity
- −Not available in the EU, and the rate and cap are not published; you only see them in your Client Area
- −Bonus is revocable if account equity falls to or below the bonus amount, ordinary trading losses can wipe the credit, not just withdrawals
Deposit bonus (rate shown in your Client Area) with HFM
Now you know the terms. Claim it on the broker's own site.
Sources & verification
We research every bonus from the broker's official pages and re-check it on a 60-day schedule.
Confirmed against official sources: Bonus amount, Withdrawal terms, Turnover requirement, Minimum deposit, Restricted countries, Eligible countries.
Broker regulation: FCA (license 801701), CySEC (license 183/12), DFSA (license F004885), FSCA (license 46632).
Last verified 2026-09-30. Next review within 60 days.