Transfer-In Bonus: 3% Cash Match on Transferred Assets
by Moomoo
Moomoo US gives a 3% Cash Coupon match (up to $600) on your first ACAT transfer of $1 to $20,000, paid in four quarterly installments and usable only to buy US stocks and ETFs in-app.
Researched and rated by the BrokerBonuses editorial team · Last verified 2026-09-30 · How we rate
Risk warning: Trading carries a high risk of losing money, especially with leveraged products such as CFDs. A bonus does not reduce that risk. Only deposit what you can afford to lose.
Value rating breakdown
Availability
Checking availability…The catch
Reward is a non-withdrawable "Cash Coupon," not cash: it can only be spent inside the moomoo app to buy US-market stocks, ETFs, and funds (incl. REITs) and can never be withdrawn. To earn the full $600 you must ACAT-transfer the full $20,000 of assets ($1 minimum only earns ~$0.03).
How to claim
- Open and fund a Moomoo Financial Inc. (US) brokerage account as a customer who had not deposited or transferred before June 10, 2026
- Initiate an eligible ACAT transfer of US stocks, ADRs, ETFs, cash, or certain options, completing it so it settles before December 31, 2026
- Wait for the in-app notification; the 3% Cash Coupon is credited within 5 business days after the first transfer settles
- Keep the first $20,000 of transferred assets in the account through Day 90, 180, 270, and 360 after settlement to unlock each of the four 25% installments
- Use each unlocked Cash Coupon within 6 months inside the moomoo app to buy US-market stocks, ETFs, or funds
Full review
Moomoo Financial Inc. matches 3% of your first asset transfer into the platform, applied to the initial $1 to $20,000 you move over by ACAT (so the maximum reward is $600). Eligible transfers include US stocks, ADRs, ETFs, cash, and certain options.
The match arrives as a Cash Coupon, paid in four equal 25% installments that unlock on Day 90, 180, 270, and 360 after the transfer settles. The catch is that the reward is not real withdrawable cash. Each Cash Coupon can only be spent inside the moomoo app to buy US-market stocks, ETFs, and funds, and any unlocked coupon expires 6 months after it unlocks.
To unlock each installment you must keep the first $20,000 of transferred assets in the account until that installment's unlock date, so the full reward needs the assets held for 360 days. You can trade those assets during the hold, but withdrawing the funds breaks the unlock and forfeits the reward.
Eligibility is limited to US residents at least 18 years old with a valid SSN who had not made a deposit or an ACAT or FOP transfer with MFI before June 10, 2026 (customers who opened an account earlier but never funded it also qualify).
The promotion runs from June 10 to December 31, 2026, and the transfer must settle before December 31, 2026, 11:59 PM ET. Employees of MFI and affiliated entities are excluded, and the bonus applies to your first transfer only.
Pros
- +3% match up to $600 on transferred-in assets, with a low $1 minimum
- +Transferred assets can be traded during the holding period
- +Automatic crediting with no promo code required
- +Can be combined with the moomoo deposit Welcome Bonus
Cons
- −Reward is non-withdrawable and can only be used to buy US stocks/ETFs/funds in-app
- −Full reward takes a full year to unlock across four quarterly installments
- −Each unlocked coupon expires 6 months after unlock
- −US residents only, first transfer only, and only for customers with no deposit or transfer before June 10, 2026
- −The reward can never be withdrawn as cash, it is a buy-only coupon redeemable solely inside the app for US stocks/ETFs/funds, forcing you to take market risk to extract any value
3% match up to $600 with Moomoo
Now you know the terms. Claim it on the broker's own site.
Sources & verification
We research every bonus from the broker's official pages and re-check it on a 60-day schedule.
Confirmed against official sources: Bonus amount, Minimum deposit, Hold requirement, Withdrawal terms, Time limit, Eligible countries, Account type, Expiry date.
Broker regulation: SEC (license 8-69739), FINRA (license CRD 283078), SIPC (license Member), ASIC (license AFSL 224663), FinCEN (license MSB 31000288349013).
- Bonus terms and conditions: moomoo.com ↗
- Moomoo official site: moomoo.com ↗
Last verified 2026-09-30. Next review within 60 days.