Qtrade Promo Code OFFER2026: 5% Cash Back on New Deposits (C$50 to C$5,000)

Qtrade Direct Investing, the online brokerage of Aviso Financial Inc., pays new clients a cash back bonus on net new deposits when they open an account with promo code OFFER2026. Deposits of C$1,000 to C$10,000 earn 5% (C$50 to C$500). Above that the bonus is a flat amount per tier: C$550 for C$10,000.01 to C$25,000, C$600 up to C$50,000, C$700 up to C$100,000, C$1,000 up to C$250,000, C$2,500 up to C$500,000 and C$5,000 above C$500,000. The rate falls as the tiers rise: C$50,000 earns C$600, or 1.2%. Clients who deposit at least C$25,000 within 30 days of opening also get a C$100 sign-up bonus, paid on or around March 5, 2027. The landing page says any funding within 30 days earns the extra C$100, but the terms set the C$25,000 minimum. Open the account between September 1, 2026 and January 5, 2027 and fund it by February 5, 2027. Cash or securities from any Canadian bank or broker count; moves between Qtrade accounts do not.

The catch is timing. Net new deposits must stay in the account until 11:59 pm ET on February 5, 2028, and any withdrawal or transfer out before then lowers the qualifying amount, which can drop you to a lower tier or to nothing. The cash back is not paid until on or around March 5, 2028, about 17 months after an account opened in October 2026. Accounts must avoid any debit balance or margin call until March 5, 2028. Once you qualify you cannot join any other Qtrade offer until January 5, 2028, and this offer cannot be combined with other Qtrade promotions. Transfer-out fees charged by your old broker are credited up to C$150 when you move C$15,000 or more. Eligible accounts include cash, margin, TFSA, RRSP, RRIF, FHSA, RESP, LIRA and LRSP in CAD or USD; if you open several, the bonus goes first to a cash account, then margin, then registered. Qtrade says any tax consequences are your responsibility. The offer is for new clients who are Canadian residents of the age of majority.