New SoFi Invest Active customers play an in-app claw game and, after funding at least $50 within 45 days of the grab, receive a random stock reward between $5 and $1,000, though 85.49% of grabs land on $5.
Researched and rated by the BrokerBonuses editorial team · Last verified 2026-09-30 · How we rate
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Availability
Checking availability…The catch
Awarded stock is deposited as fractional shares and can be sold on the platform, with no turnover or wagering requirement. Some third-party summaries say SoFi Invest promotions carry a 5-year holding period with an early-withdrawal fee and a clawback; the official Claw rules (last updated June 4, 2026) contain no such condition.
How to claim
- Open a new SoFi Invest Active (self-directed) brokerage account on the SoFi app or website. You must not already have a SoFi self-directed brokerage account.
- Play the in-app Claw game: aim the claw, drop it, and grab a random stock reward between $5 and $1,000.
- Fund the account with at least $50 of settled funds within 45 days of your claw grab.
- The awarded dollar amount is converted to fractional shares of a stock you choose and deposited into your brokerage account, typically within about 10 business days.
Full review
SoFi's Claw promotion gives new self-directed Invest customers one shot at an in-app claw game that awards a random dollar amount of stock between $5 and $1,000. To qualify, you open a SoFi Invest Active brokerage account, use your one-time claw grab and fund the account with at least $50 of settled funds within 45 days of the grab.
The reward is paid as fractional shares of a stock you pick and lands in your account within roughly 10 business days. The catch is the headline number. The "up to $1,000" figure is real but vanishingly rare: SoFi's official rules put the odds of the $1,000 grab at 0.028 percent and the chance of landing the $5 minimum at 85.49 percent, with $10 at 9.50 percent, $25 at 3.32 percent and $100 at 1.66 percent.
A realistic expectation is $5 worth of stock, not $1,000. The reward cannot be redeemed for cash by you, but the shares can be sold on the platform and the proceeds withdrawn, with no turnover or wagering requirement attached.
Eligibility is limited to legal residents of the 50 US states, Washington, D.C. and Puerto Rico who are at least 18 (or the legal age in their state). The offer is only for members who do not already hold a SoFi self-directed brokerage account; Auto/Robo investing accounts do not qualify.
SoFi Plus members get a separate version that doubles every award, up to $2,000. From 09/28/26 to 10/18/26 SoFi is also running a limited 3x Claw that pays $15 to $3,000 with the same $50 funding rule and 45-day window. This record covers the standard version, which the official rules (last updated June 4, 2026) list as running from July 29, 2025 with no end date, though SoFi can end it at any time.
Pros
- +Low $50 deposit requirement and a long 45-day funding window
- +No turnover or wagering requirement: awarded shares can be sold and withdrawn
- +Reward is real stock you choose, deposited quickly (about 10 business days)
Cons
- −The $1,000 headline is misleading: 85.49% of grabs pay only $5
- −US residents only (50 states, D.C. and Puerto Rico)
- −Excludes existing self-directed brokerage account holders and Auto/Robo accounts
- −The higher 3x Claw ($15 to $3,000) is a short event from 09/28/26 to 10/18/26, not the standing offer
- −You must fund at least $50 of settled funds within 45 days of the claw grab to receive the award
- −Realistic award is about $5 of stock; the up-to-$1,000 (and SoFi Plus up-to-$2,000) headline figures are vanishingly rare (0.028% for the top prize, 85.49% land the $5 floor)
$5 with SoFi
Now you know the terms. Claim it on the broker's own site.
Sources & verification
We research every bonus from the broker's official pages and re-check it on a 60-day schedule.
Confirmed against official sources: Bonus amount, Minimum deposit, Time limit, Eligible countries, Withdrawal terms, Turnover requirement, Hold requirement, Account type.
Broker regulation: SEC (license 8-68389), FINRA (license 151717).
- Bonus terms and conditions: sofi.com ↗
- SoFi official site: sofi.com ↗
Last verified 2026-09-30. Next review within 60 days.