XM Deposit Trading Bonus (100% up to $500, then 20% up to a $10,500 cap)
by XM
XM matches your deposit 100% on the first $500 and 20% after that, up to $10,500 in bonus credit you can trade with but cannot withdraw directly.
Researched and rated by the BrokerBonuses editorial team · Last verified 2026-06-04 · How we rate
Value rating breakdown
The catch
Bonus funds are a non-withdrawable trading credit usable for margin only. Profits generated while trading are withdrawable, BUT any withdrawal removes the awarded bonus credit in proportion to the percentage of the total real-account balance withdrawn (not principal-vs-profit): per the official terms, a 25% balance withdrawal removes 25% of the bonus, a 50% withdrawal removes 50%, and a 100% withdrawal removes the entire bonus (Examples 1-3).
How to claim
- Open and verify a real XM Global Standard or Micro account (Ultra Low, Swap-Free and Shares accounts do not qualify)
- Opt in to the deposit bonus through the promotion landing page on the XM website
- Fund the account (minimum USD 5); the matching bonus is credited automatically
- Bonus is added within 24 hours; trade to generate profits, which are withdrawable while the bonus credit itself is not
The XM Deposit Trading Bonus tops up funded accounts with extra trading credit. The first USD 500 you deposit is matched at 100%, and deposits beyond that are matched at 20%, with the total bonus capped at USD 10,500 (or currency equivalent). The minimum deposit to trigger a match is USD 5. The bonus is credited automatically, usually within 24 hours, once you have opted in on the promotion page. The catch is that the bonus is a credit, not cash. You can trade with it, but it cannot be withdrawn. Profits you generate are fully withdrawable, however any time you take money out, XM removes part of the bonus in the same proportion as the amount withdrawn. There is no published lot or turnover target to unlock the bonus, but it disappears if the account goes dormant, and it can be redeemed only once per client. Eligibility runs through XM Global, the offshore (Belize FSC) entity. Standard and Micro accounts qualify, while Ultra Low, Swap-Free and Shares accounts do not. The offer is not available to clients of XM's EU and UK regulated entities, where deposit bonuses for retail traders are prohibited, and XM Global does not onboard residents of the United States, Canada, Israel, Iran, North Korea, Syria or Sudan. The official terms note the program runs for a limited period tied to the specific promotion.
Pros
- +High headline cap of USD 10,500 in bonus credit
- +Low USD 5 minimum deposit to start earning the match
- +No lot or turnover requirement to keep trading profits
- +Profits made with the bonus are fully withdrawable
Cons
- −Bonus credit itself can never be withdrawn
- −Any withdrawal strips the bonus proportionally, so partial cash-outs erode it
- −20% match after the first USD 500 means reaching the full cap needs very large deposits (around USD 50,000)
- −Lost entirely if the account becomes dormant
- −Not available to EU, UK, US, Canada and several sanctioned jurisdictions
100% match up to $10,500 with XM
Now you know the terms. Claim it on the broker's own site.
Sources & verification
We research every bonus from the broker's official pages and re-check it on a 60-day schedule.
Confirmed against official sources: Bonus amount, Minimum deposit, Withdrawal terms, Turnover requirement, Account type, Eligible countries, Time limit, status.
Broker regulation: CySEC.
Last verified 2026-06-04. Next review within 60 days.