XM Deposit Bonus (100% up to $100, then 50% and 20% on later deposits)
by XM
XM's public promotions page offers a 100% deposit bonus up to $100, then 50% on following deposits up to $500 and 20% up to $5,000, paid as trading credit you cannot withdraw. Percentages vary by region.
Researched and rated by the BrokerBonuses editorial team · Last verified 2026-09-30 · How we rate
Risk warning: Trading carries a high risk of losing money, especially with leveraged products such as CFDs. A bonus does not reduce that risk. Only deposit what you can afford to lose.
Value rating breakdown
Availability
Checking availability…All countries except those restricted
The catch
Bonus funds are a non-withdrawable trading credit usable for margin only. Profits generated while trading are withdrawable, BUT any withdrawal removes the awarded bonus credit in proportion to the percentage of the total real-account balance withdrawn (not principal-vs-profit): per XM's 2023 bonus terms, a 25% balance withdrawal removes 25% of the bonus, a 50% withdrawal removes 50%, and a 100% withdrawal removes the entire bonus (Examples 1-3).
How to claim
- Open and verify a real XM Standard or Micro account (Ultra Low, Swap-Free and Shares accounts do not qualify)
- Opt in to the deposit bonus through the promotion landing page on the XM website
- Fund the account (minimum USD 5); the matching bonus is credited automatically
- Bonus is added within 24 hours; trade to generate profits, which are withdrawable while the bonus credit itself is not
Full review
The XM Deposit Trading Bonus tops up funded accounts with extra trading credit. XM's public promotions page (xm.com and xmglobal.com, checked 30 September 2026) advertises a 100% bonus up to $100, then 50% on following deposits up to $500, then 20% up to $5,000.
XM says availability and percentages depend on your region, so the tiers shown after you log in may differ. An older 2023 XM Global terms document for one group of countries set 100% up to USD 500 and 20% up to a USD 10,500 total, which shows how much the figures vary by market.
Under XM's 2023 bonus terms the minimum deposit to trigger a match is USD 5. The bonus is credited automatically, usually within 24 hours, once you have opted in on the promotion page. The catch is that the bonus is a credit, not cash.
You can trade with it, but it cannot be withdrawn. Profits you generate are fully withdrawable, however any time you take money out, XM removes part of the bonus in the same proportion as the amount withdrawn. There is no published lot or turnover target to unlock the bonus, but it disappears if the account goes dormant, and it can be redeemed only once per client.
The XM entity that serves you depends on your country: the site terms shown on 30 September 2026 were those of XM (SC) Limited, while the 2023 bonus terms were issued by XM Global Limited (Belize FSC). Under those terms, Standard and Micro accounts qualify, while Ultra Low, Swap-Free and Shares accounts do not.
The offer is not available to clients of XM's EU and UK regulated entities, where deposit bonuses for retail traders are prohibited, and XM Global does not onboard residents of the United States, Canada, Israel, Iran, North Korea, Syria or Sudan.
The official terms note the program runs for a limited period tied to the specific promotion.
Pros
- +100% match on the first $100, then 50% and 20% on later deposits
- +Low USD 5 minimum deposit to start earning the match
- +No lot or turnover requirement to keep trading profits
- +Profits made with the bonus are fully withdrawable
Cons
- −Bonus credit itself can never be withdrawn
- −Any withdrawal strips the bonus proportionally, so partial cash-outs erode it
- −The match falls to 50% and then 20% after the first $100, and XM says percentages vary by region
- −Lost entirely if the account becomes dormant
- −Not available to EU, UK, US, Canada and several sanctioned jurisdictions
100% match up to $100 with XM
Now you know the terms. Claim it on the broker's own site.
Sources & verification
We research every bonus from the broker's official pages and re-check it on a 60-day schedule.
Confirmed against official sources: Bonus amount, Minimum deposit, Withdrawal terms, Turnover requirement, Account type, Eligible countries, Time limit.
Broker regulation: CySEC.
Last verified 2026-09-30. Next review within 60 days.