United States offers
19 live offers, checked 2026-10-01.
US brokers pay for new money in three ways: a cash bonus tiered by how much you deposit, a percentage match on assets you transfer in, or a free stock. The list covers the brokers we track, each offer checked against the broker's own terms, and the cards show the realistic amount rather than the top tier.
Moomoo
New US Moomoo customers who deposit at least $500 and hold it can earn from $30 up to $1,000 in fractional NVDA stock on a tiered, deposit-and-hold basis.
JP Morgan Self-Directed
New J.P. Morgan Self-Directed Investing customers who open an account through the Chase offer page by October 21, 2026 and add at least $5,000 in new money within 45 days get a cash bonus of $50, rising to $1,000 at $250,000 or more.
Merrill Edge
Enter offer code 600ME when you open a new Merrill Cash Management Account or IRA, add at least $20,000 in net new assets within 45 days, and Merrill pays $100 to $600 in cash after a 90-day hold.
Stash
Stash gives new U.S. customers a $25 bonus after they open an individual brokerage account, invest at least $5, and keep the funds in the account for 90 days.
E*TRADE
New E*TRADE clients who open one brokerage account with code OFFER26 by October 31, 2026 and deposit at least $1,000 of outside money within 60 days get a cash credit of $50, $150 at $5,000 or $300 at $20,000, rising to $10,000 at $5 million, then must keep the money there for 12 months.
Firstrade
Firstrade reimburses the ACAT transfer fee your old broker charges, up to $250, when you move $2,500 or more in eligible assets and keep them parked for 12 months.
Webull
Make a first deposit of $100 or more at Webull to get 10 free fractional shares plus up to 5.0% APY with Webull Premium. Webull does not state what the shares are worth.
eToro
eToro USA pays both you and a friend you refer $30 each once the friend opens a verified account and deposits at least $100, and you can collect the reward up to 10 times for a maximum of $300.
Robinhood
New US Robinhood customers who open and link an account get a free reward stock. For about 99% of people that share is worth $5, with a small chance of more, up to $200.
Stash
Refer a friend to Stash with your personal link and you each get up to $30 once they open a new Personal Portfolio and make the qualifying deposit set in the offer (commonly $5), with the reward locked for 90 days.
Public.com
Public pays a 1% cash match, with no cap, on brokerage ACAT transfers, IRA transfers and 401(k) rollovers, paid in 60 monthly installments, plus up to $100 in transfer-out fees reimbursed. The offer was relaunched on September 14, 2026 with no end date.
Public.com
Public matches 1% of eligible contributions to a Traditional or Roth IRA, up to the IRS annual contribution limit, worth up to $75 per year at the 2026 limit, or $86 with the age-50 catch-up. The match is paid in 12 monthly installments.
Robinhood
Robinhood pays a cash bonus of 1%, 2% or 3% on net assets moved in by ACATS transfer between September 21 and October 16, 2026. Robinhood assigns your rate, and you must keep the transferred value in the account for 5 years or face a proportional chargeback.
Robinhood
Robinhood adds 1% to every eligible IRA contribution, or 3% if you pay for Robinhood Gold ($5 a month). Maxing out the 2026 limit of $7,500 earns $75, or $225 with Gold. Matched money must stay in the IRA for 5 years.
M1 Finance
Refer a friend to M1 and you both earn $75 when they open a taxable brokerage account and deposit at least $10,000.
Tastytrade
tastytrade pays both you and a referred friend $100 each when the friend opens a new non-IRA account through your link and funds it with at least $1,000.
Public.com
Public.com gives both you and a friend $100 in a stock or ETF of your choice when the friend signs up through your referral link and makes a first deposit of at least $1,000.
SoFi
New SoFi Invest Active customers play an in-app claw game and, after funding at least $50 within 45 days of the grab, receive a random stock reward between $5 and $1,000, though 85.49% of grabs land on $5.
Moomoo
Moomoo US gives a 3% Cash Coupon match (up to $600) on your first ACAT transfer of $1 to $20,000, paid in four quarterly installments and usable only to buy US stocks and ETFs in-app.
This list covers only the brokers named in it. For every offer we track there, see Broker bonuses in United States
The bank-owned brokers pay a cash amount set by how much new money you bring. J.P. Morgan Self-Directed pays $50 for $5,000, $150 for $25,000, $325 for $100,000 and $1,000 for $250,000 or more. Merrill's 600ME offer starts at $100 for $20,000 and reaches $600 at $200,000. E*TRADE's OFFER26 pays $50 from $1,000 and $300 at $20,000, and only reaches its advertised $10,000 at $5 million.
Divide the bonus by the deposit before you compare: $300 on $20,000 is 1.5%, and $600 on $200,000 is 0.3%. For most people the realistic bonus is a few hundred dollars, and the money has to stay put to keep it.
Robinhood, Public and Moomoo pay a percentage of the assets you transfer from another broker. Robinhood offers a personalized 1% to 3% during its current campaign. Public pays 1% with no cap, spread over 60 monthly payments. Moomoo pays 3% on the first $20,000, so at most $600, in four quarterly instalments over a year.
These suit large accounts you were going to keep anyway. Robinhood can charge back the bonus if you move assets out within five years, and at Public each withdrawal beyond your unmatched balance permanently shrinks the payments still to come.
Every cash and transfer offer has a hold. Merrill sets your tier 90 days after you meet the funding requirement, based on net new assets, and J.P. Morgan needs the money kept for 90 days from enrollment. E*TRADE's hold runs 12 months after its 60-day funding window. Robinhood's transfer and IRA matches carry a five-year chargeback period.
Market losses generally do not count against you. Merrill and J.P. Morgan ignore trading gains and losses, and E*TRADE measures the deposit minus trading losses. What does count is moving money out: withdrawals and outgoing transfers during the hold can lower your tier or cancel the bonus.
Robinhood and Public also match contributions to a Traditional or Roth IRA. Robinhood pays 1%, or 3% with a Gold subscription, and Public pays 1% in 12 monthly payments. The 2026 IRA contribution limit is $7,500, or $8,600 if you are 50 or older, so a 1% match is worth at most $75 a year ($86 with the catch-up) and a 3% match at most $225 ($258).
Both brokers say the match counts as interest earned inside the IRA, not as a contribution, so it does not use up your annual limit. Robinhood's matched money must stay for five years or an early removal fee equal to the match applies. Public dropped its holding period for contributions settled from September 22, 2026, but withdrawals reduce the monthly payments still to come.
Treat a cash bonus as taxable income. E*TRADE says its OFFER26 credit is interest income reported on Form 1099-INT, J.P. Morgan may report its bonus on Form 1099-MISC, and Merrill says it may issue a Form 1099. A small bonus may come without a form, but it is still income.
Free stock is usually taxed at its value on the day you receive it, and that value becomes your cost basis when you sell, as Webull explains in its tax FAQ. IRA matches are different: Robinhood says the match is reported as income earned by the IRA, with no 1099, and it is then taxed under the IRA's own rules.
Most transfers between US brokers run through ACATS. You start the transfer at the new broker, and FINRA says validation and delivery usually take about three to four business days once your old firm accepts the request. Transfer holdings in kind where you can, because selling first can trigger capital gains tax in a taxable account.
Your old broker may charge an outgoing transfer fee. Robinhood reimburses up to $75 on transfers of $7,500 or more in its current campaign, Public up to $100 on $5,000 or more, and Firstrade up to $250 on $2,500 or more of eligible securities. The E*TRADE, Merrill and J.P. Morgan offers do not mention reimbursement.
The broker-dealers behind these offers are SIPC members, which you can confirm on sipc.org. If a member firm fails and customer assets are missing, SIPC protects up to $500,000 per customer, including up to $250,000 in cash. It does not cover market losses, and it does not cover crypto or other digital assets that are not registered securities.
Researched by the BrokerBonuses editorial team. Last reviewed 2026-10-01. · How we research