BrokerBonuses
en

Bonus availability

Broker bonuses in United States

31 bonuses we have verified as available to traders in United States.

The United States is the hardest major market in the world to find a forex bonus in, and that surprises a lot of traders. The cause is structural: US regulation makes the bonus-heavy offshore brokerage model effectively impossible, while pushing retail trading toward stocks and crypto where different offers apply.

Looking for one kind of offer? Brokerage account bonuses

Bonuses available in United States

2 Sign-up reward
4.2

J.P. Morgan Self-Directed Investing Sign Up Bonus: $50 to $1,000 Cash

JP Morgan Self-Directed logo JP Morgan Self-Directed

$50 to $1,000 cash bonus

New J.P. Morgan Self-Directed Investing customers who open an account through the Chase offer page by October 21, 2026 and add at least $5,000 in new money within 45 days get a cash bonus of $50, rising to $1,000 at $250,000 or more.

3 Sign-up reward
4.2

Merrill Edge Promo Code 600ME: $100 to $600 Cash Bonus

Merrill Edge logo Merrill Edge

$100 to $600 cash bonus

Enter offer code 600ME when you open a new Merrill Cash Management Account or IRA, add at least $20,000 in net new assets within 45 days, and Merrill pays $100 to $600 in cash after a 90-day hold.

5 Sign-up reward
4.1

Crypto.com Sign-Up Bonus: CRO Reward for New Users

Crypto.com logo Crypto.com

CRO 25

New Crypto.com users who join with a referral code and trade earn a sign-up reward paid in CRO, realistically about $5 to $15 for a typical user, up to roughly $50.

7 Sign-up reward
4.1

$25 Sign-Up Bonus: Invest $5, Get $25

Stash logo Stash

$25

Stash gives new U.S. customers a $25 bonus after they open an individual brokerage account, invest at least $5, and keep the funds in the account for 90 days.

8 Sign-up reward
4.0

E*TRADE Promo Code OFFER26: $50 to $10,000 New Account Bonus

E*TRADE logo E*TRADE

$50 to $10,000 cash credit

New E*TRADE clients who open one brokerage account with code OFFER26 by October 31, 2026 and deposit at least $1,000 of outside money within 60 days get a cash credit of $50, $150 at $5,000 or $300 at $20,000, rising to $10,000 at $5 million, then must keep the money there for 12 months.

9 Cashback
4.0

Firstrade ACAT Transfer Fee Rebate

Firstrade logo Firstrade

$100

Firstrade reimburses the ACAT transfer fee your old broker charges, up to $250, when you move $2,500 or more in eligible assets and keep them parked for 12 months.

11 Sign-up reward
3.9

SoFi Checking & Savings Direct Deposit Bonus ($50 to $400)

SoFi logo SoFi

Up to $400

SoFi pays new and existing members who have never used direct deposit a cash bonus of $50 for routing at least $1,000, or $400 for at least $5,000, in eligible direct deposits within 25 days.

12 Sign-up reward
3.8

OANDA Welcome Bonus: $250 Cash for a $1,000 Deposit and $1M Traded (US and Canada)

OANDA logo OANDA

$250 to $25,000 cash bonus

New OANDA clients in the US and Canada who register for the offer by October 31, 2026 can earn $250 in cash by depositing $1,000, keeping it for 60 days and trading $1 million in notional volume within 90 days. Larger tiers pay $2,500 and $25,000, but need far bigger deposits and volume.

13 Sign-up reward
3.8

$5 Custodial Account Bonus: Open a Kids Portfolio

Stash logo Stash

$5

Stash deposits a $5 bonus into a new UGMA/UTMA custodial account (Kids Portfolio) opened through the offer. No deposit is required, but the account must stay open for 90 days and the money belongs to the child.

15 Referral
3.7

Refer a Friend - $30 Per Referral

eToro logo eToro

$30

eToro USA pays both you and a friend you refer $30 each once the friend opens a verified account and deposits at least $100, and you can collect the reward up to 10 times for a maximum of $300.

16 Free stock
3.7

Robinhood Free Stock: Pick Your Reward Share

Robinhood logo Robinhood

$5

New US Robinhood customers who open and link an account get a free reward stock. For about 99% of people that share is worth $5, with a small chance of more, up to $200.

17 Referral
3.7

$30 Referral Bonus via Stash It Forward Program

Stash logo Stash

$30

Refer a friend to Stash with your personal link and you each get up to $30 once they open a new Personal Portfolio and make the qualifying deposit set in the offer (commonly $5), with the reward locked for 90 days.

18 Deposit match
3.6

Admirals Deposit Boost: 100% Deposit Bonus as Trading Credit

Admiral Markets logo Admiral Markets

100% match up to $5,000

Admirals' Deposit Boost matches your deposit 100%, up to $5,000, in trading credit on MT5 accounts. The credit only converts to withdrawable cash at $25 per $1,000,000 of notional volume traded.

19 Deposit match
3.5

1% Uncapped Match on Account Transfers and Rollovers

Public.com logo Public.com

1% match

Public pays a 1% cash match, with no cap, on brokerage ACAT transfers, IRA transfers and 401(k) rollovers, paid in 60 monthly installments, plus up to $100 in transfer-out fees reimbursed. The offer was relaunched on September 14, 2026 with no end date.

20 Deposit match
3.5

1% IRA Contribution Match (up to $75 per year)

Public.com logo Public.com

1% match up to $75

Public matches 1% of eligible contributions to a Traditional or Roth IRA, up to the IRS annual contribution limit, worth up to $75 per year at the 2026 limit, or $86 with the age-50 catch-up. The match is paid in 12 monthly installments.

22 Deposit match
3.5

Robinhood IRA Match: 1% on Contributions, 3% With Robinhood Gold

Robinhood logo Robinhood

1% IRA match (3% with Gold)

Robinhood adds 1% to every eligible IRA contribution, or 3% if you pay for Robinhood Gold ($5 a month). Maxing out the 2026 limit of $7,500 earns $75, or $225 with Gold. Matched money must stay in the IRA for 5 years.

23 Sign-up reward
3.4

Coinbase Sign Up Bonus: $5 for Joining Through a Referral Link

Coinbase logo Coinbase

$5

New Coinbase users who join through a referral link and make a qualifying purchase within 90 days get a bonus that varies by country, shown as $5 in USDC. Coinbase Advanced referrals pay $5 to $50 based on trading volume in the first 14 days.

24 Sign-up reward
3.4

New User Sign-Up Bonus: $15 in Bitcoin

Gemini logo Gemini

BTC 15

New Gemini users get $15 in Bitcoin after trading at least $100 in crypto within 30 days of opening an approved account.

26 Referral
3.3

$100 Referral Bonus

Tastytrade logo Tastytrade

$100

tastytrade pays both you and a referred friend $100 each when the friend opens a new non-IRA account through your link and funds it with at least $1,000.

27 Free stock
3.2

$100 Free Stock Sign-Up / Referral Bonus

Public.com logo Public.com

$100

Public.com gives both you and a friend $100 in a stock or ETF of your choice when the friend signs up through your referral link and makes a first deposit of at least $1,000.

28 Free stock
2.5

SoFi Invest Claw: Free Stock (Typically $5, Up to $1,000)

SoFi logo SoFi

$5

New SoFi Invest Active customers play an in-app claw game and, after funding at least $50 within 45 days of the grab, receive a random stock reward between $5 and $1,000, though 85.49% of grabs land on $5.

29 Deposit match
2.4

Transfer-In Bonus: 3% Cash Match on Transferred Assets

Moomoo logo Moomoo

3% match up to $600

Moomoo US gives a 3% Cash Coupon match (up to $600) on your first ACAT transfer of $1 to $20,000, paid in four quarterly installments and usable only to buy US stocks and ETFs in-app.

30 Referral
2.3

Kraken Referral Program - Up to $20 per referral

Kraken logo Kraken

USDG 20

Refer a new friend to the Kraken app and you both earn up to $20 USDG once they deposit fiat and make qualifying non-stablecoin trades within 15 days, with a cap of $200 USDG per referrer.

31 Interest on balance
Perk

Cash Sweep APY Bonus: 8.1% APY on Uninvested Cash

Moomoo logo Moomoo

Up to 8.1% APY

New U.S. Moomoo customers can earn 8.1% APY on up to $20,000 of uninvested cash for the first 60 days, combining the 3.6% base Cash Sweep rate with a one-time 4.5% booster coupon.

96 more offers we track are not available to residents here.

This page explains why the forex bonuses you see elsewhere do not reach US traders, and points to the offer types that actually do. The list below shows only the offers we have researched that a US resident can claim.

Which bonuses you can claim

US forex is dominated by a handful of dealers because the barriers are extreme. To accept US retail forex clients a firm must register with the CFTC as a Retail Foreign Exchange Dealer or Futures Commission Merchant and join the NFA, which carries a minimum net capital requirement of around 20 million dollars. Leverage is capped at roughly 50 to 1 on majors. That regime wiped out the small, bonus-driven brokers, and the few large survivors do not compete on deposit bonuses.

There is no single ESMA-style line that says bonus banned, but the combination of NFA promotional-conduct rules and the capital regime means US-regulated forex brokers simply do not run them. Any offshore broker dangling a forex bonus at US persons is operating outside US registration, which is exactly the situation the rules exist to prevent.

Where US traders do get real offers is elsewhere: free-stock and sign-up promotions from SEC and FINRA regulated stock brokers, and sign-up rewards from US-licensed crypto exchanges. Those are legitimate, withdrawable offers under their own rules, and they are what the list below focuses on.

Who regulates trading in United States

  • Commodity Futures Trading Commission (CFTC) cftc.gov ↗

    Federal regulator for US retail forex and futures.

  • National Futures Association (NFA) nfa.futures.org ↗

    Self-regulatory body that registers and oversees US forex dealers.

  • Securities and Exchange Commission (SEC) sec.gov ↗

    Regulates US stock brokers, whose free-share offers fall under separate rules.

Trading in United States

Local currency: USD

Retail trading in the US skews heavily toward stocks, ETFs and crypto rather than leveraged forex, partly because that is where the accessible offers and lighter leverage rules are. The dollar is the account currency, and free-share incentives from commission-free stock apps have become the most common sign-up offer Americans actually encounter.

Treat any forex deposit bonus marketed to US traders as a warning sign rather than an opportunity. A properly registered US dealer will not offer one, so the presence of a bonus usually means the broker is unregistered, which puts your funds outside US protection.

Frequently asked questions

Why are there no forex bonuses in the US?
US-regulated forex dealers must register with the CFTC and NFA and meet a roughly 20 million dollar capital requirement, and NFA conduct rules restrict promotions. The result is that registered US forex brokers do not offer deposit bonuses.
Is a forex bonus offered to US traders a scam?
It is a strong warning sign. A properly registered US dealer cannot compete on bonuses, so an offer aimed at US persons usually comes from an unregistered offshore broker operating outside US protection.
What broker offers can US traders actually get?
Free-stock and sign-up offers from SEC and FINRA regulated stock brokers, and sign-up rewards from US-licensed crypto exchanges. These are legitimate offers under their own rules. The list on this page shows the ones we have verified for the US.
How much leverage can US retail forex traders use?
US rules cap retail forex leverage at about 50 to 1 on major currency pairs and 20 to 1 on minors, far below the levels offered offshore.

Keep exploring

Sources

Researched by the BrokerBonuses editorial team. Last reviewed 2026-06-06. · How we research